Published Research

Peer Reviewed

Serido, J., Sorgente, A., Lanz, M., & Shim, S. (2022). A longitudinal person-centered examination of financial identity formation and adult status during the transition to adulthood. Applied Developmental Science. https://doi: 10.1080/10888691.2022.2035224

Li, X., Curran, M. A., Serido, J., LeBaron-Black, A., & Shim, S. (2021). Financial behaviors, financial satisfaction, and goal attainment among college-educated emerging adults: A mediating analysis with latent change scores. Applied Developmental Science. https://doi: 10.1080/10888691.2021.1976182

Wilmarth, M., Totenhagen, C., Serido, J., & Shim. S. (2021). Promoting shared financial values: Does your behavior, my behavior, or our combined behavior matter? [Special issue]. Journal of Financial Counseling and Planning, 32(3), 507-516. https://10.1891/JFCP-19-00084

Tenney, J., Kalenkoski, C., Serido, J., & Shim, S. (2021). Where knowledge meets perceptions: Emerging adults and their perceptions of financial knowledge. Journal of Personal Finance, 20(2), 90-103.

Henager, R., Anong, S., Serido, J. & Shim, S. (2021). How does financial satisfaction vary depending on the funding strategy used to pay for college? Journal of Family and Economic Issues, 42(3), 429-448. https://doi.org/10.1007/s10834-021-09755-7

Cao, H., Zhou, N., Li, X., Serido, J., & Shim, S. (2021). Temporal dynamics of the association between financial stress and depressive symptoms throughout emerging adulthood. Journal of Affective Disorders, 282, 211-218. https://doi.org/10.1016/j.jad.2020.12.166

Mountain, T., Kim, N., Serido, J., & Shim, S. (2021). Financial education, financial advisors, and financial literacy: Longitudinal and meditational analyses. Journal of Family and Economic Issues,42(1), 112-132. https://doi.org/10.1007/s10834-020-09689-6

Burcher, S. A., Serido, J., Danes, S., Rudi, J., & Shim. S. (2021). Using the Expectancy-Value theory to understand emerging adult’s financial behavior and financial well-being. Emerging Adulthood, 9(1), 66-75. First published 2018. https://doi.org/10.1177/2167696818815387

Rudi, J., Serido, J., & Shim, S. (2020). Unidirectional and bidirectional relationships between financial parenting and financial self-efficacy: Does student loan status matter?. Journal of Family Psychology, 34(8), 949-959. https://doi.org/10.1037/fam0000658

Sorgente, A., Vosilys, R., Lanz, M., Serido, J., & Shim, S. (2020). The Financial Identity Scale (FIS): A multinational validation and measurement invariance study among emerging adults. International Journal of Behavioral Development, 44(6), 565-574. https://doi.org/10.1177/0165025420914986

Li, X., Curran, M., LeBaron, A. B., Serido, J., & Shim, S. (2020). Romantic attachment orientations, financial behaviors, and life outcomes among young adults: A mediating analysis of a college cohort. Journal of Family and Economic Issues, 41(4), https://doi.org/10.1007/s10834-020-09664-1

Serido, J., LeBaron, A. B., Li, L., Parrott, E., & Shim, S. (2020). The lengthening transition to adulthood: Financial parenting and recentering during the college-to-career transition. Journal of Family Issues, 41(9), 1626-1648. https://doi.org/10.1177/0192513x19894662

Cherney, K., Rothwell, D., Serido, J., & Shim, S. (2019). Subjective financial wellbeing during emerging adulthood: The role of student debt [Special issue]. Emerging Adulthood, 8(6), 485-495. https://doi.org/10.1177/2167696819879252

Rea, J. K., Serido, J., Borden, L., Danes, S., Ahn, S. & Shim, S. (2019). Who says “I do”? The roles of finances, individual values, and personal and background factors on emerging adults’ relationship choices. Journal of Financial Counseling and Planning.

Li, X, Curran, M., Zhou, N., Serido, J., & Shim, S. (2019). Finances, Depressive Symptoms, Relationship Satisfaction, and Adult Identity: Latent Change Score Analyses. Journal of Applied Developmental Psychology >

Serido, J., Tang, C., Ahn, S. Y. & Shim, S. (2019). Financial behaviors as pathways to self-sufficiency: A Goal-Framing Theory application. Revised and Emerging Adulthood: Special Issue on Financial Instability during Emerging Adulthood

Helm, S., Serido, J., Ahn, S., Ligon, V., & Shim, S. (2019). How materialist values affect, future-oriented financial and pro-environmental behaviors, and well-being among young adults. Revised and resubmitted to Young Consumers: Special Issue on Green Consumption.

Totenhagen, C., Wilmarth, M., Serido, J., Curran, M. A., & Shim, S. (2019). Pathways from financial knowledge to relationship satisfaction: The roles of financial behaviors, perceived shared financial values with the romantic partner, and debt. Journal of Family and Economic Issues, Online first. doi.org/10.1007/s10834-019-09611-9

Sorgente, A., Lanz, M., Serido, J., Tagliabue, S. & Shim, S. (2019). Latent Transition Analysis: Guidelines and an application to emerging young adulthood development. Testing, Psychometrics, Methodology in Applied Psychology, 26(1), 1-34.

Rea, J., Danes, S.M., Serido, J., Borden, L. M., & Shim, S. (2019) “Being able to Support Yourself”: Young Adults’ Meaning of Financial Well-Being Through Family Financial Socialization. Journal of Family and Economic Issues, 40(2), 250-268. https://doi.org/10.1007/s10834-018-9602-7. Online First (2018, November).

Totenhagen, C., Wilmarth, M., Serido, J., & Betancourt, A. (2018). Do day-to-day finances play a role in relationship satisfaction?: A Dyadic Study. Journal of Family Psychology, 32(4), 528-537. doi.org.ezp1.lib.umn.edu/10.1037/fam0000406

Burcher, S. A., Serido, J., Danes, S., Rudi, J., & Shim. S. (2018). Using the Expectancy-Value theory to understand emerging adult’s financial behavior and financial well-being. Emerging Adulthood. Online First. doi-org.ezp1.lib.umn.edu/10.1177/2167696818815387

Ahn, S., Kuo, Y., Serido, J., & Shim, S. (2018). The impact of cognitive bias and anxiety on credit misuse among US college students. Family Environment Research, 56(5), 447-460. http://dx.doi.org/10.6115/fer.2018.033

Shim, S. Serido, J., & Lee, S. K. (2018). A model of financial efficacy and problem-solving orientations linked to student loan repayment. Journal of Consumer Affairs.

Curran, M. A., Parrott, E., Ahn, S., Serido, J. & Shim, S. (2018). Young adults' life outcomes and well-being: Perceived financial socialization from parents, the romantic partner, and young adults' own financial behaviors. Journal of Family and Economic Issues.

Mao, D., Danes, S. M., Serido, J. & Shim, S. (2017). Financial Influences Impacting Young Adults’ Relationship Satisfaction: Personal Management Quality, Perceived Partner Behavior, and Perceived Financial Mutuality.  Journal of Financial Therapy,  8(2), 24-41

Friedline, T., West, S., Rosell, N., Serido, J., & Shim, S. (2017). Do community characteristics relate to young adult college students’ credit card debt? American Journal of Community Psychology, 59(1-2), 80-93.

Bosch, L. A., Serido, J., Card, N., Shim, S., & Barber, B. L. (2016). Predictors of Financial Identity Maturation in Emerging Adulthood. Emerging Adulthood, doi: 10.1177/2167696816631845 

Serido, J., Curran, M., Wilmarth, M., Ahn, S. Y., Shim, S. & Ballard, J. (2016). The unique role of parents and romantic partners on young adults’ financial attitudes and behaviors. Family Relations, 64(5), 696-710.

Shim, S., Serido, J., Tang, C., & Card, N. (2015). Socialization processes and pathways to healthy financial development for young adults. Journal of Applied Developmental Psychology, 38, 29-38.

Serido, J. & Joseph, M. (2014). Challenging Assumptions: Crossing Disciplinary Divides to Make Knowledge about Gender and Finance. Feminist Formations, 26 (2), 52-83.

Xiao, J. J., Ahn, S.Y., Serido, J., Shim, S. (2014). Earlier financial literacy and later financial behaviour of college students.  International Journal of Consumer Studies. Online First.

Serido, J., Shim, S., Xiao, J. J., Card, N., & Tang, C. (2014). Financial adaptation among college students: Helping students cope with financial strain. Journal of College Student Development, 55(3), 310-316.

Serido, J., Shim, S., & Tang, C. (2013). A framework for promoting financial capability among young adults. International Journal of Behavioral Development. 37 (4), 287-297.

Shim, S., Serido, J., Bosch, L. &Tang, C. (2013). Financial identity styles among young adults: A longitudinal study of socialization factors and consequences on financial capabilities. Journal of Consumer Affairs, 47(1), 128-152.

Shim, S., Serido, J., & Tang, C. (2013). After the Global Financial Crash: Individual Factors Differentiating Young Adult Consumers’ Trust in Banks and Financial Institutions. Journal of Retailing and Consumer Services, 20, 26-33.

Shim, S., Serido, J., & Tang, C. (2011). The ant and the grasshopper revisited: The present psychological benefits of saving for tomorrow. Journal of Economic Psychology, 33(1), 155-165.

Xiao, J. J., Tang, C., Serido, J., Shim, S. (2011). Antecedents and Consequences of Risky Credit Behavior Among College Students: Application and Extension of the Theory of Planned Behavior. Journal of Public Policy and Marketing, 30(2), 239-245.

Shim, S., Barber, B., Card, N., Xiao, & Serido, J. (2010). Financial socialization of young adults: the role of family, work, and education. Journal of Youth and Adolescence, 39(12), 1457-1470.

Serido, J., Shim, S., Mishra, A., & Tang, C. (2010). Financial parenting, financial coping behaviors and well-being of emerging adults. Family Relations: Special Issue, 59,453-464.


Published Research Reports

Serido, J. & Shim, S. (2017). Wave 4 Approaching 30: Adult financial capability, stability, and well-being. (Arizona Pathways to Life Success for University Students). St. Paul, MN: University of Minnesota.

Serido, J. & Shim, S. (2014). Wave 3 Life after college: Drivers for life success. (Arizona Pathways to Life Success for University Students). Tucson, AZ: University of Arizona. Retrieved from http://aplus.arizona.edu/wave-3-report.pdf

Shim, S. &, Serido, J. (2011). Wave 2: Young adults’ financial capability. (Arizona Pathways to Life Success for University Students). Tucson, AZ: University of Arizona.

Shim, S. &, Serido, J. (2010). Wave 1.5 economic impact study: Financial well-being, coping behaviors, and trust among young adults. (Arizona Pathways to Life Success for University Students). Tucson, AZ: University of Arizona. Retrieved from http://aplus.arizona.edu/wave1_5_report.pdf

Xiao, J. J., Shim, S., & Serido, J. (2010). Financial education, financial knowledge and risky credit behavior of college students (2010-WP-05). Networks Financial Institute. Retrieved from http://ssrn.com/abstract=1709039

Shim, S., Serido, J. & Xiao, J. J. (2009). Cultivating positive financial attitudes and behaviors for healthy adulthood. (Arizona Pathways to Life Success for University Students). Tucson, AZ: University of Arizona.