APLUS is a unique study, the first ever to examine how young people develop financial behaviors and how those behaviors relate to financial capability and well-being as adults – the success of the study relies upon a special group of participants - the 2,098 students who completed the Wave 1 survey on the financial attitudes and behaviors of college freshmen in spring 2008. A very special thank you to each of them!

The information they provided helped us to identify the kind of experiences that help young adults transition to college more smoothly. Their continuing participation in the study makes it possible for researchers to understand the many pathways young adults walk as they establish their careers, become couples, form families separate from their parents.

Participants Graph 2007